Whether you file Chapter 7 Bankruptcy or Chapter 13 Bankruptcy you are not required to file with your spouse if you are married. However, it is very important that you meet with an experienced bankruptcy attorney to determine what the consequences of filing alone will be. Bankruptcy eliminates your legal obligation to pay a debt, but if your spouse is also obligated to pay the debt it will not eliminate his or her liability on the debt.
If you do file without your spouse, you will still need to provide proof of income for your non-filing spouse. However, they will not be affected by the bankruptcy and it will not impact their credit score.
If you are considering filing bankruptcy without your spouse it is important to meet with an experienced bankruptcy attorney. Contact us today for a free consultation.
For further information regarding Chapter 7 Bankruptcy or Chapter 13 Bankruptcy please call me at 314-802-8328.